It’s an all-too-familiar and sad story: the couple who enters retirement thinking they have enough, but find themselves scraping by from month to month. You may remember how uncomfortable it was to live paycheck-to-paycheck when you were younger. Do you want to live that way again when you’re in your 70s and 80s? Of course […]
Spend Your Retirement Funds Wisely
Saving for retirement is one thing. Coming up with a plan to spend down your hard-earned retirement funds in a way that you are well provided for and still ensure that the money lasts the rest of your life, that is a challenge that is difficult for those for whom this is their profession, let […]
Pros and Cons of a Retirement Calculator
Retirement calculators can be a stepping stone to determining your retirement needs. In the process, you begin to think about your future. Retirement calculators require you to get organized and, in the process, become aware of what you already have, what you will need for retirement and a general concept of how to get there. Entering in your […]
How Much do you Really Need For Retirement?
How much is enough? When can you say that you’ve saved sufficiently? Unfortunately, experts don’t agree how to determine exactly how much money you need to have set aside for retirement. Fortunately, there are some factors on which they have a consensus, and you can learn about some of the theories of retirement calculation and […]
How to Spend Your Retirement Savings Safely
We hear a lot about saving for retirement, how important that is, how hard it is to do, etc. What happens, though, when you’ve successfully planned, and protected, and saved that retirement fund? What decisions are involved in the process of living life as a retiree? How do you go about living on that money? […]
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